| ANNA |
Smart invoicing, automatically chase outstanding payments |
Pay-as-you-go tariff means you just pay per transaction such as 20p per transaction moving money in or out: otherwise, its Business package is £14.90 per month + VAT |
| CardOneMoney |
For companies with turnover of less than £2m. Text alerts confirming when money is in and to confirm that bills have been paid
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£12.50 a month plus a £55 application fee |
| Zempler Bank |
Add up to 20 additional business expense cards for your employees to use
Cashplus integrates with accounting software
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Business Go: £0
Business Extra: £9 Business Pro: £19 |
| Countingup |
2-in-1 business account and accounting app. Automated bookkeeping, professional invoices and automated receipt scanning as key features along with tax calculated and filed for you |
First three months free then: £3 a month if you deposit up to £750; £9 is you deposit £750-£750,000; £18 a month unlimited deposits |
| Mettle |
Create and send invoices directly from your smartphone, complete with company logo
Add receipts to transactions
Can connect with Xero, Freeagent and Quickbooks
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Free to use and free to join |
| Monzo |
Integrations with Xero, FreeAgent and QuickBooks; set aside a percentage of your earnings to put towards tax every time you’re paid |
Lite: Free
Pro: £9 per month
Team: £25 per month
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| Revolut |
Hold, exchange and transfer currencies with real exchange rate, issue free corporate cards to employees, integrate with accounting software |
Companies pay between £0 – £79 a month, depending on the account (or they can speak to Revolut and get a bespoke deal)
Freelancers pay £0-£45 a month depending on the package
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| Starling Bank |
No monthly fees, categorised transactions, integration with Xero, FreeAgent and Quickbooks, overdraft facility |
No monthly fee
Can add a monthly £7 ‘business toolkit’ for extra functionality, £2 a month for a euros account or £5 a month for a US dollars account
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| Tide |
No fees on card payments in UK or abroad, Tide Mastercard, instant invoicing, integration with FreeAgent, Sage and Xero |
Free (£0)
Smart (£12.49)
Pro (£18.99)
Plus Cashback (£49.99)
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| Airwallex |
Access a wealth of tools and integrations including Xero and Netsuite, take payments from customers in their preferred currency |
Free (£0). Small currency conversion fee applies |
| Wise for Business |
Get a Wise business debit card too where you can earn 0.5 per cent cashback on all eligible business debit card transactions |
It costs £45 to open an account and £3 for a Wise debit card. Other charges vary |
| SumUp |
You can link your MasterCard with Apple Pay and Google Pay to make faster payments. With a SumUp card reader, you can also make a sale and access your money in one day
SumUp also has a built-in invoicing tool so you can send customised invoices from your phone or your computer. Share payment links with customers through text, WhatsApp, Instagram or another platform |
Free (other charges apply) |
