Wealthon, a Warsaw-based FinTech developing an ecosystem of digital financial solutions for SMEs, has secured €126.2 million in funding, consisting primarily of a €116 million debt facility from Fortress Investment Group and €7 million in equity investment from 3TS Capital Partners and angel investors.
“We are consistently executing our strategy to create a new standard in SME financial management. We are no longer just a lending company. We are well on our way to becoming the leading provider of digital financial services for entrepreneurs. Our goal is not just to provide capital but to integrate a comprehensive multi-product platform that combines interrelated services – from easy and fast access to financing to efficient financial and business resource management. Soon, we will be adding even more complementary solutions. I’m thrilled that, thanks to the trust of our new investors, we can execute our highly ambitious plans,” said Aleksander Majchrzak, Founder and CEO of Wealthon.
Wealthon was founded in 2019 by Aleksander Majchrzak and Aleksander Przetakiewicz. Initially launched as a lending platform, Wealthon expanded its product portfolio to an all-in-one, first of its kind multi-product platform for SMEs – combining POS, lending, and payment services – which are critical solutions for streamlining operations in HoReCa (hotel, restaurant, and catering), retail, e-commerce, and other sectors.
Its key solutions include:
- POSCASH – Financing based on payment terminal transactions, repaid proportionally to daily sales.
- WALLET – A mobile wallet for financial management and cashless transactions.
- LIMIT – Instant credit line access available through a mobile app.
- POS System – A tool combining a cash register, payment terminal, sales assistant, order management, and inventory tracking – particularly useful in HoReCa sectors.
According to Wealthon, access to a funding facility for expanding lending operations is crucial, given the company’s dynamic growth. In 2024, Wealthon tripled the volume of financing provided compared to the previous year, with a total gross merchandise value (GMV) of €118.3 million.
Wealthon plans to allocate the €7.3 million equity capital from 3TS and a group of angel investors towards further product development and strengthening its sales network. The company is also considering acquisitions to solidify its position in selected market segments and is preparing for international expansion.
“The new funding will strengthen our market position and significantly expand Wealthon’s reach. This is great news for small and medium-sized enterprises, for whom we are building our innovative financial solutions ecosystem and whom we aim to support long-term in growing their businesses,” said Aleksander Przetakiewicz, Co-founder and Chairman of the Supervisory Board at Wealthon.
The international potential of Wealthon has also been recognised by investors who have decided to support the company at this stage of its development.
“We are impressed with the quality of the management team and share their vision of becoming a regional leader for SMEs in selected high-growth industries. The market is still in the early stages of adopting such integrated solutions, yet it is large, and all sub-segments are growing rapidly,” commented Zbigniew Łapiński, Senior Partner at 3TS Capital Partners.
“With Wealthon’s integrated product offering designed around the needs of small and medium-sized businesses, the loans the company originates provide a compelling investment opportunity for Fortress funds,” said Ola Eriksson, Managing Director at Fortress Investment Group.